From the category archives:

Market Volatility

31 FLAVORS to Create an Abundant Retirement

July 25, 2010

Podcast: Download (22.9MB)

Missed Fortune RadioThis week Doug Andrew discussed the following:

Upcoming Complimentary Webinar

Attend our free 90-minute webinar live over the Internet this coming Tuesday, July 27th at 11:00 a.m. pacific (12:00 p.m. mountain, 1:00 p.m. central, 2:00 p.m. eastern), and again at 6:30 p.m. pacific (7:30 mountain, 8:30 central, 9:30 eastern).

The topic is “True Asset Optimization: How to Choose the Right Investments.” You’ll learn how to maintain liquidity and guarantee safety of principal while earning a healthy, tax-free rate of return that outpaces inflation.

Register now by calling 1-888-76-Radio (888-767-2346). If operators are busy, please call again.

All attendees receive a bonus hardcover copy of Last Chance Millionaire, Doug Andrew’s New York Times best-selling book.

Investors Losing Confidence in Traditional Investments

Investors are getting tired of the slow gains for a few years only to have those gains, along with original principal, be lost rapidly.

In 2008, most people lost 31 percent from their IRA and 401(k) and are still not back to what they had in as their initial principal.

Investors are getting fed up with the same traditional advice of investing in IRAs and 401(k)s, to postpone taxes and to have to deal with market volatility for the long-term gain.

According to a new survey from Prince & Associates, 81 percent of investors with $1 million or more in investable assets plan to take money away from their current advisor. An even larger number, 86%, plan to tell other investors to avoid their advisor.

Only 2% plan to recommend their firm to other investors. That’s of critical importance, because wealthy investors often get investment advice from each other.

Deferring taxes to a later date as taxes continue to rise, lacking liquidity, and placing the rate of return for a retirement nest egg in variable products are only three of the major problems with these traditional investments.

How Can You Gain Confidence and Prepare for an Abundant Retirement?

The first step to gaining confidence is to avoid falling into the investment traps that so many others are facing by deciding not to use the same investment advice that they are.

Why would you defer taxes knowing that the trend is that taxes are rising? Why you would place your retirement hopes into a volatile market and hope to time the market correctly?

By learning the 31 FLAVORS of Missed Fortune, you can:

  1. Choose tax-free investments instead of tax-deferred ones
  2. Have liquidity so that you can access your money when you would like to
  3. Enjoy safety of your principal where you can lock in gains using indexing.

FLAVORS stands for “fortunes lost amidst valid optimization and reallocation strategies.” Implementing 2 or 3 of the 31 can generate $70-80 thousand dollars a year for retirement that is tax free and will continue to be replenished year after year no matter what is happening in the market.

The 31 FLAVORS can show you key points in the different financial aspects of your life that can allow you to sleep comfortably at night knowing that you are not gambling with your retirement. They include:

  • 6 FLAVORS regarding choosing the wrong investments for retirement
  • 6 FLAVORS about your home and real estate
  • 3 FLAVORS on proper tax planning and avoiding unnecessary taxes
  • 7 FLAVORS on asset management
  • 5 FLAVORS regarding risk management
  • 2 FLAVORS about credit and debt management
  • 2 FLAVORS on estate planning

Meet with a Missed Fortune advisor and learn how to implement these 31 FLAVORS and guarantee yourself an abundant retirement.

Bonus Missed Fortune E-Book: Baby Boomer Blunders

The average Baby Boomer has less than $50,000 accumulated for retirement (which means many have less than that), primarily due to bad habits and having money invested in the wrong places where economic downturns can diminish their nest egg.

Download this e-book now at www.babyboomerblunders.com.

{ 0 comments }

Big Government Will Further Depress the Economy

July 4, 2010

Podcast: Download (22.9MB)

Missed Fortune RadioThis week Doug Andrew discussed the following:

Upcoming Complimentary Webinar

Attend our free 90-minute webinar live over the Internet this coming Tuesday, July 6th at 11:00 a.m. pacific (12:00 p.m. mountain, 1:00 p.m. central, 2:00 p.m. eastern), and again at 6:30 p.m. pacific (7:30 mountain, 8:30 central, 9:30 eastern).

The topic is “True Asset Optimization: How to Choose the Right Investments.” You’ll learn how to maintain liquidity and guarantee safety of principal while earning a healthy, tax-free rate of return that outpaces inflation.

Register now by calling 1-888-76-Radio (888-767-2346). If operators are busy, please call again.

All attendees receive a bonus hardcover copy of Last Chance Millionaire, Doug Andrew’s New York Times best-selling book.

Don’t Be Fooled by Government Misdirection

Currently the government is trying to use the oil spill crisis as an excuse to push through a cap-and-trade program that would ultimately hurt American taxpayers.

This would only negatively affect the economy and raise energy prices for businesses and families. Cap-and-trade basically constitutes an enormous hidden tax that would be forced upon Americans and would cause a higher rate of joblessness and make a bad economic situation worse.

Our leaders should be focusing on solving problems today, stopping the oil spill, strengthening our economy and creating an environment where job creators can thrive.

Instead, politicians have chosen to focus on growing government — whether through cap-and-trade, costly stimulus bills, auto company bailouts, job-killing legislation, or a health-care law that imposes higher taxes.

The Federal Reserve, who promoted the housing mania, and Treasury Department, who bailed out willy-nilly institutions without any consistent rules, is being granted more powers to try to boost our economy.

Larry Kudlow, author of Kudlow’s Money Politics states:

“Stop the crazy spending and borrowing and stocks will start to rise again while economies push up recovery speed. In the United States and around the world stocks have fallen about 11 percent this spring. It’s a signal of lost confidence. Out of control deficit spending has swept the world toward the leftist vision of big government. We need a return to free enterprise incentives in order to speed up recovery.”

In short, leaders should be focused on cutting spending and borrowing to hold down tax rates and try to restore confidence in private enterprise.

Who Will Make Money on Your Investments?

The government is not and will not be pushing its efforts towards the private sector any time soon.

Instead of sitting idly by waiting to see what will happen, investors should seriously think about taking some of their investments “off of the table.”

Taxes are going to rise January 1, 2011 and investors can expect a 5 percent increase in the capital gains tax. The health care bill has already shown Americans two new surprising tax increases.

In her article “How the New Wealth Taxes Will Hit You,” Laura Saunders writes:

“The health-care bill that Congress passed in March contained two surprising new taxes to help pay for the changes: an extra 0.9% levy on wages for couples earning more than $250,000 ($200,000 for singles) and a new 3.8% tax on investment income on those same people (technically, people with ‘adjusted gross incomes’ above those amounts).

“Each tax signals a radical change in policy. For workers, the extra 0.9% levy puts a progressive element in what used to be a totally flat tax. The 3.8% tax on investment income also knocks down a longstanding wall by applying a ‘payroll’ tax to unearned income. Until now, FICA taxes for Social Security and Medicare have applied only to wages, not investment income.”

With the increase in taxes coming and Obama’s continued push to grow big government, future stocks values will be damaged. Any strong week in the market should be viewed as a great time to sell.

Meet with a Missed Fortune advisor to learn how to protect yourself against these and other impending taxes.

Bonus Missed Fortune E-Book: Baby Boomer Blunders

The average Baby Boomer has less than $50,000 accumulated for retirement (which means many have less than that), primarily due to bad habits and having money invested in the wrong places where economic downturns can diminish their nest egg.

Download this e-book now at www.babyboomerblunders.com.

{ 0 comments }

Taking Back Control from Congress & the Fickle Market

May 30, 2010

Podcast: Download (23.0MB)

Missed Fortune RadioThis week Doug Andrew discussed the following:

Upcoming Complimentary Webinar

Attend our free 90-minute webinar live over the Internet this coming Tuesday, June 1st at 11:00 a.m. pacific (12:00 p.m. mountain, 1:00 p.m. central, 2:00 p.m. eastern), and again at 6:30 p.m. pacific (7:30 mountain, 8:30 central, 9:30 eastern).

The topic is “True Asset Optimization: How to Choose the Right Investments.” You’ll learn how to maintain liquidity and guarantee safety of principal while earning a healthy, tax-free rate of return that outpaces inflation.

Register now by calling 1-888-76-Radio (888-767-2346). If operators are busy, please call again.

All attendees receive a bonus hardcover copy of Last Chance Millionaire, Doug Andrew’s New York Times best-selling book.

Who Determines Your Financial Fate?

The New York Times published an article last week entitled “As Reform Takes Shape, Some Relief on Wall Street.” The article reports on the financial reform bill working its way through congress, and says:

“Despite the outcry from lobbyists and warnings from conservative Republicans that the legislation will choke economic growth, bankers and many analysts think that the bill approved by the Senate last week will reduce Wall Street’s profits but leave its size and power largely intact. Industry officials are also hopeful that several of the most punitive provisions can be softened before it is signed into law.”

If you’re heavily invested in the market, you’re heavily invested in the outcome of this legislation. You’re left to the whims and power-mongering of Congress, the vagaries of the market, the inevitable rising of inflation.

In short, you have little to no control. You’re sitting on the sidelines hoping and praying that the changes won’t negatively affect your account.

Why not take back your control? Why not empower yourself and become immune from market volatility, guarantee your principal, outpace inflation, reduce your taxes, and increase your liquidity?

You can, with Missed Fortune Strategies. Meet with a Missed Fortune advisor to learn how.

Bonus Missed Fortune E-Book: Baby Boomer Blunders

The average Baby Boomer has less than $50,000 accumulated for retirement (which means many have less than that), primarily due to bad habits and having money invested in the wrong places where economic downturns can diminish their nest egg.

Download this e-book now at www.babyboomerblunders.com.

{ 0 comments }

Avoid Stock Market Trauma

May 11, 2010

Recently the Dow set an all-new record –- albeit not a record to be proud of –- when it plunged nearly 1,000 points in a single day of trading before it recovered to a loss of 348 points by day’s end.

Investors around the world watched the free fall in horror, catching their breath as the spiral finally slowed and trading improved.

As it turns out, the drop was in part due to technical errors which in turn triggered further losses, but whatever the cause, the roller coaster ride was enough to leave more than a few investors shaken.

This is just one more example that makes it clear: Serious retirement money can be better off when it is not directly invested in the stock market.

Too many soon-to-be retirees –- and those already in their “golden years” –- find themselves vulnerable to the sharp ups and downs the stock market can bring.

Similarly, those with their money in 401(k)s and IRAs can be significantly impacted by bad days on Wall Street.

On the other hand, these investors want solid returns that help their retirement savings gain momentum.

Safe but sluggish CDs, money markets and similar vehicles can take too long, with too little return to make a difference.

Ideally, it would be nice to find retirement savings vehicles that can benefit from the ups of the stock market, while being protected from the downs.

There is a type of investment that offers this safety and rate of return.

What’s more, it offers liquidity to protect you in times of need. And by properly utilizing indexing, you can take advantage of the up ticks in the stock market, while sparing yourself the agony of the down ticks.

It’s all available through maximum-funded, tax-advantaged insurance contracts; they can provide a best-of-all-worlds solution to retirement planning.

Find out more today so you can feel secure, watching the world ride the ups and downs of the stock market, while you steadily take your journey toward your retirement.

Isn’t It Time You Became Wealthy?

{ 0 comments }

The Folly of “Long-Haul” Advisors

April 4, 2010

Podcast: Download (23.0MB)

Missed Fortune RadioThis week Doug Andrew discussed the following:

Upcoming Complimentary Webinar

Attend our free 90-minute webinar live over the Internet this coming Tuesday, April 6th at 11:00 a.m. pacific (12:00 p.m. mountain, 1:00 p.m. central, 2:00 p.m. eastern), and again at 6:30 p.m. pacific (7:30 mountain, 8:30 central, 9:30 eastern).

The topic is “Asset Optimization.” You’ll learn how to maintain liquidity and guarantee safety of principal while earning a healthy, tax-free rate of return that outpaces inflation.

Register now by calling 1-888-76-Radio (888-767-2346). If operators are busy, please call again.

All attendees receive a bonus hardcover copy of Last Chance Millionaire, Doug Andrew’s New York Times best-selling book.

“You’re In It For The Long Haul”: A Lame Excuse For Poor Performance

Many financial professionals have been saying in various media sources that we’re in a market recovery.

This latest “I told you so” rally is intended to prove that if people would just listen to them and wait out market downturns, everything turns out all right.

They point out that if people would have just “hung in there,” they would have received a 43% return since September 2008.

But let’s analyze this to see what’s really going on. We’ll compare this traditional advice to the Missed Fortune strategies.

Suppose you had $100,000 invested in the market at the beginning of 2007. Most people received an 8 percent return in 2007, which means that you would have ended the year with $108,000.

But in 2008, most Americans lost 31 percent of their investments. Your $108,000 would have dropped $33,480 to a balance of $74,520 by the end of 2008.

Now, following the “You’re in it for the long haul” advice, you keep your money invested in the market.

Assuming the traditional advisors are right and you would have earned a 43 percent return in 2009, you would have gained about $32,000, for a final balance of $106,563.

When you average out that three-year period, it comes to about a 2 percent average rate of return.

Now consider what you would have experienced had you followed the Missed Fortune advice instead.

You start with $100,000. In 2007 you would have earned 8 percent, for the same ending balance of $108,000.

However, in 2008 you would not have lost a dime — you’d still be left with $108,000.

In 2009 you would have made a 16 percent rate of return. This would put your balance up to $125,290.

Bottom line: Following the Missed Fortune strategies instead of traditional strategies would have made you an additional $18,727 in the same three-year period.

What’s more, in these first few months of 2010 our clients have already locked in another 16 percent, so in this example the account balance would now be up to $143,324.

But it gets even better than this. Why? Because you need to factor in taxes to the equation.

Following traditional advice, either this account would have been fully taxable, or at best tax-deferred.

But with Missed Fortune strategies, your accounts grow tax free and provide tax-free withdrawal.

So what’s it going to be for you? Poor and volatile returns with traditional advice, or steady and healthy returns with Missed Fortune?

Set up an appointment with a Missed Fortune advisor now to learn how to get off the traditional roller-coaster and onto the Missed Fortune gravy train.

Bonus Missed Fortune E-Book: Baby Boomer Blunders

The average Baby Boomer has less than $50,000 accumulated for retirement (which means many have less than that), primarily due to bad habits and having money invested in the wrong places where economic downturns can diminish their nest egg.

Download this e-book now at www.babyboomerblunders.com.

{ 0 comments }

Get Off the Market Roller Coaster

March 23, 2010

You’re in between phone calls and e-mails, and you jump online to check the latest news on stocks.

They probably read something like this recent snapshot from MSN Money:

“The retailer [Walmart] jumps nearly 3% on an upgrade. Stocks come back despite a Moody’s report warning about Western nations’ deficits. Google and Apple fall back….”

In the world of stocks, you’re up, then you’re down. A few hours later, you could meander back to the update and find you’re down, then you’re up.

What if you didn’t have to live and die by latest money news?

What if your serious money could benefit from returns in the stock market, without participating directly in the stock market?

What if you could be guaranteed you wouldn’t lose your principal?

You can save for retirement using maximum-funded tax-advantaged insurance contracts -– and when properly structured, you can benefit from the power of indexing.

With indexing, the cash value of your insurance contract receives a credited interest rate that is linked to the performance of certain indexes, such as the S&P 500 Index, the Dow Jones Industrial Average Index and the Nasdaq Composite Index.

So when the stock market goes up, you benefit from the return, up to a maximum cap. If the market goes down, you are protected by a guaranteed minimum interest rate, typically 0 to 3 percent.

This approach, taught in the Missed Fortune strategies, is what protected many clients from losing money due to market losses during 2008, and helped them earn rates of return as high as 12 to 16 percent in 2009.

So why not get off the roller coaster and enjoy a more steady ride to your retirement? Learn more now about how to leverage the power of indexing.

Isn’t It Time You Became Wealthy?

{ 0 comments }

Create Your Own Economic Stimulus Plan — Save Yourself Because Big Government Can’t

February 16, 2010

With the economy taking one of its most historic swan dives the past couple years, almost everyone has felt the impact of the global drowning.

Whether you’re in real estate, high tech, financial services, the arts—or even sandwich-making—the ripple effect has been more like a whirlpool for many Americans.

superhero-300x199 Create Your Own Economic Stimulus Plan -- Save Yourself Because Big Government CantWho’s stepping in to save the day? Who’s going to perform critical emergency resuscitation? Is the government’s economic stimulus package really the thing that will revive us all?

The federal government has been doing its best “lifeguard impression,” reaching out to scoop up the banking, insurance, auto and other industries.

In doing so, the government has undertaken some risky strategies.

The bailout efforts have all but nationalized some sectors while marginalizing others. Funded by tomorrow’s dollars, today’s national debt is astronomical, and it is escalating by the moment.

In fact, half of the $3.6 trillion President Obama has earmarked for the economic stimulus has already gone deficit.

And while many of the banks and institutions that took Troubled Asset Relief Program (TARP) money have already paid that back, the fact is, the federal deficit was about $1.8 trillion for 2009 alone. That was quadruple 2008’s deficit, and it brought our total national debt to nearly $13 trillion.

Is all this emergency intervention the best response? I don’t think so.

Recessions are nothing new. The economy naturally goes up and down; booms and busts are almost as American as apple pie and baseball. The country has gone through at least five major recessions in the past thirty years alone. In fact, on the average, we go through these cycles about every eight years.

Sometimes the cycle lasts longer, such as the 1990-2001 cycle. Sometimes it’s a shorter run, such as the 2002-2008 cycle. And while financial strategists like me argue against intervention, Congress insists on trying to spend the country’s way out of a recession.

But as the past has shown, the results of the government’s efforts are often only short-lived.

Federal financial intervention is sort of like chugging on an energy drink. An energy drink’s infusion of caffeine and sugar provides a boost for a few hours, but once the effects wear off, there’s a big crash that follows.

Right now it might look like the economy is beginning to rebound. But this is likely the impact of federal spending that has caused a surge in housing, a drop in interest rates, and a spike in car sales from last summer’s Cash for Clunkers program.

The long-term effects remain to be seen, because we’re operating on an economic “caffeine and sugar” high.

The reality is that during the last couple years, businesses have suffered, and they have been forced to make changes. They have had to cut costs; they have had to find ways to be more productive; and in many cases, they have had to lay off employees.

Their hard-learned lessons will not be quickly forgotten during the temporary boost from Congress. They have found out their companies can now produce more with fewer expenses and a smaller workforce. They are cautious about re-hiring employees. That’s why we see unemployment remaining high.

In fact, unemployment usually doesn’t bounce back for eighteen to twenty-four months after a recession has flattened out and turned around.

The best advice in these times? Stop waiting for the government to rescue you. Perform your own Creative Practical Recovery (CPR) by identifying your own individual economic stimulus package.

Learn how to protect yourself, your family, and your future using sound and proven strategies and then practice the skills to thrive, no matter what economic storms might be bringing others down.

{ 0 comments }

Where Can I Put My Money Where I Won’t Lose, But Still Enjoy a Good Rate of Return?

January 28, 2010

Traditional financial planning usually offers investors two choices: 1) guarantees with little upside potential, or 2) upside potential with no guarantees.

profitgraph-300x299 Where Can I Put My Money Where I Wont Lose, But Still Enjoy a Good Rate of Return?I prefer to invest my money in safe investment vehicles that have guarantees and allow me to participate in any upside potential.

In a post 9/11 and financial-collapse world, it’s better to use a proven strategy than trying to time the market with investments.

The indexing strategy that I use for my own money works in all markets, it does not require market timing (buying and selling), and it allows me to sleep at night.

Product-Picking & Market-Timing are Horrible Strategies

Most advisors recommend you pick specific products to invest in. Product-picking focuses on the extremes of safety or return, leaves you constantly second-guessing, and it has now been proven not to work.

Therefore, it’s wiser to employ a sound and proven strategy rather than trying to just pick specific products to invest in.

For years I have been recommending that people place their serious cash (such as money earmarked for retirement or their home equity) and keep it in investments that are liquid, safe, and earn a tax-free rate of return.

Only ONE Cash Accumulation Vehicle Offers These 3 Benefits

I choose to put my serious cash in maximum-funded, tax-advantaged (MFTA) life insurance contracts because they are the only investment vehicles that, when properly structured and funded, allow an investor to:

  1. 1Accumulate money safely, tax-free
  2. Withdraw the money later tax-free
  3. Transfer money income-tax free at death.

This is allowed under Sections 72e, 7702 and 101 of the Internal Revenue Code as I teach in my books.

Indexing: Get the Gains with No Losses

For the last 12 years, I have used a strategy called “indexing.” With this, your principal is protected and you don’t lose when the market goes down.

When the market goes up, you are credited whatever the index of your choice earns (like the S&P 500 Index)—up to a cap—without your money actually at risk in the market. Based on what the S&P 500 actually did the last 25-30 years, an average annual crediting rate of 7-8 percent could have been realized.

Some investors who had $100,000 in the S&P 500 during the last 10 years saw their money grow, but then dissipate to $68,000 as of April of 2009.

Had they used indexing, they could have had an account value of $178,000.

With indexing, during a period wherein you experience a gain, that gain is locked in and the point at which you will be credited the growth for the next period is reset. This “lock-in and reset” strategy is what protects you from losses when the market goes down and also allows you to participate immediately in any upside potential when the market starts to head back up—substantially reducing risk.

Proper use of such indexing strategies can help you safely regain what you may have lost and protect yourself so that you never lose again.

Take Action Now

Right now we are seeing upward trends in the market, and a recovery of the financial system. Inventory depletion is also resulting in growth in the economy. But employment will continue to rise, housing prices will likely remain stable, and inflation is around the corner.

But I implore people not to wait for unemployment to rebound before taking action.

Using indexing strategies, many smart and safe savers may have experienced only a 1 percent gain on their money in 2008, but they have already experienced a 12-16 percent gain just last year.

{ 0 comments }

No, Your Nest Egg is not “Safe Again” if it’s in 401(k)s

January 3, 2010

Podcast: Download (23.0MB)

Missed Fortune RadioThis week Doug Andrew discussed the following:

Upcoming Complimentary Webinar

Attend our free 90-minute webinar live over the Internet this coming Tuesday, January 5th at 11:00 a.m. pacific (12:00 p.m. mountain, 1:00 p.m. central, 2:00 p.m. eastern), and again at 6:30 p.m. pacific (7:30 mountain, 8:30 central, 9:30 eastern).

The topic is “The 401(k)/IRA Dilemma.”

You’ll learn the best alternatives to qualified plans, which provide liquidity, safety of principal, and a healthy, tax-free rate of return that outpaces inflation. You’ll also learn how not to lose when the economy is down.

Register now by calling 888-76-Radio (888-767-2346).

Just for registering you’ll receive a bonus e-book and audio book on the IRA/401(k) dilemma.

Furthermore, all attendees will receive a bonus hardcover copy of Last Chance Millionaire, Doug Andrew’s New York Times best-selling book.

Ridiculous Reports from Traditional Financial Planners

Newsweek recently published an article by Linda Stern entitled “Is Your Nest Egg Safe Again?”. The story reports that large investment firms, such as Fidelity and Vanguard, have performed recent studies “showing that most workers have seen their retirement accounts recover to precrash levels…”

But why? According to the article:

“Both firms (Fidelity & Vanguard), which provide 401(k) accounts, reported that most of the workers in their programs now have more money than they did when the stock market started its slide in 2008. The primary reason, they reported, was that continued employee contributions helped to offset declines in balances.”

Huh?

In other words, these funds haven’t grown in terms of a rate of return! Financial services companies with vested interests are trying to pull the wool over your eyes by making you think that everything is okay with risky qualified plans.

Think about it: Your account is worth $100,000. The market tanks and you lose $25,000, so you’re left with $75,000. You then make an out-of-pocket contribution of $30,000, taking your account balance up to $105,000.

You’ve still lost and have not recovered from the $25,000 loss, yet according to large investment firms (which, of course, offer 401(k)s), your account is doing just fine.

To add insult to injury, these deceivers recommend that people nearing retirement age increase their risk to make up for lost time:

“At an age when they are typically told to eschew risk, older workers may need to take on a bit more investment risk in the hopes of snagging bigger returns going forward. People who are five years away from retirement should have 60 percent of their portfolios in stock, argues Christine Fahlund, a senior financial planner at T. Rowe Price.”

If you want to continue losing money, then stick with this advice. But Missed Fortune offers a much better and safer approach.

Escape the 401(k) Trap

Though they’re promoted heavily by the traditional financial services industry, 401(k)s are horrible accumulation vehicles, for the following reasons:

  • They tax your harvest, rather than your seed.
  • Contrary to traditional advice, your taxes will most likely be higher, not lower, in the future because you’ll have far less deductions.
  • The 10% withdrawal penalty prevents you from accessing the money when you need it most.
  • The accounts come with strict and constricting rules, such as mandatory withdrawal by age 70 and a half. If you don’t meet the guidelines you could be subject to a 50% penalty.
  • The accounts are subject to estate taxes, meaning that your heirs could be left with as little as 28% of your account balance when you die.

You need to escape this trap now while taxes are less than they’ll ever be. The Missed Fortune asset optimization strategies provide a way for you to roll your money out of qualified traps and into accounts that solve all the problems of 401(k)s.

Click here to get started now.

Bonus Missed Fortune E-Book: Baby Boomer Blunders

The average Baby Boomer has less than $50,000 accumulated for retirement (which means many have less than that), primarily due to bad habits and having money invested in the wrong places where economic downturns can diminish their nest egg.

Download this e-book now at www.babyboomerblunders.com.

{ 0 comments }

Is Your Money in a House of Straw, Sticks, or Bricks?

December 17, 2009

The stock market is a house of straw, real estate is a house of sticks. Doug Andrew and Missed Fortune clients put their serious cash in a house of bricks.

Do you know what that is and why Missed Fortune clients haven’t lost any money in the past two years?

Watch the following video to learn more:

*If you are getting this feed in RSS or email and cannot see the video, please click on the header to view it on the blog.

{ 0 comments }

← Previous Entries